Homeownership Qualifications

1. Your family is in need of a decent home.  Maybe the current house your family lives in has major structural problems, no indoor plumbing, or other unsafe or unsanitary conditions.  Perhaps you’re renting and there is not enough room for you and your family.

2. Your income meets our guidelines (see chart below).  (Extraordinary family expenses or circumstances may be taken into consideration when determining disposable income.)

3. You have reasonably good credit history.  Owning a home is a very long-term commitment.  You must have a history of fiscal responsibility before undertaking this commitment.

4. You have the ability to pay a mortgage.

5. Your family is willing to put in “sweat equity”.  Habitat for Humanity houses are built with the help of corps of volunteers–this includes your family. You must agree to put in work on your new home, other Habitat homes, or with other Habitat projects. Whatever work you do will be dependent upon your skills and health.

6. You must live in the Armstrong County area. There are many Habitat affiliates in the world, and we respect each other’s territory.  If you reside outside the Armstrong County area, please find a Habitat affiliate that is closer to the area in which you live.

Email Craig Glatfelter at Craig@armstronghabitat.org for an application or fill out the application at the link below.

AFHF Income Guidelines

Please note: This is just a guide. If you are slightly over or under your family size range, please apply. We look at every application and family situation.