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‘Home Ownership’ and ‘A Brush With Kindness’ Programs

Home Ownership

1. Your family is in need of a decent home.  Maybe the current house your family lives in has major structural problems, no indoor plumbing, or other unsafe or unsanitary conditions.  Perhaps you’re renting and there is not enough room for you and your family.

2. Your income meets the following guidelines.  (Extraordinary family expenses or circumstances may be taken into consideration when determining disposable income.)

Guidelines

3. You have reasonably good credit history.  Owning a home is a very long-term commitment.  You must have a history of fiscal responsibility before undertaking this commitment.

4. You have the ability to pay a $300 – $500 mortgage.

5. Your family is willing to put in 340 hours of “sweat equity”.  Habitat for Humanity houses are built with the help of corps of volunteers–this includes your family. You must agree to put in 340 hours of work on your new home, other Habitat homes, or with other Habitat projects. Whatever work you do will be dependent upon your skills and health.

6. You must live in the Armstrong County area. There are many Habitat affiliates in the world, and we respect each other’s territory.  If you reside outside the Armstrong County area, please find a Habitat affiliate that is closer to the area in which you    live.

Click here for a Home Ownership application

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A Brush With Kindness

1.  Your Home must be located in Armstrong County.

2.  You must have homeowner’s insurance.

3.  Your income meets the following guidelines.  (Extraordinary family expenses or circumstances may be taken into consideration when determining disposable income.)

Guidelines

 

4.  You are willing to contribute to the cost of building materials for your home repair project.

5. You or an adult member of your household is willing to volunteer 8 or more volunteer hours.  All Habitat for Humanity projects are completed with the help of volunteers–this includes you. You must agree to put in 8 or more hours of work on your project or with other Habitat projects. Whatever work you do will be dependent upon your skills and health.

Click here for A Brush With Kindness application

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